Scoring Models

​From the point of view of efficient reengineering of all decision-making processes, CRIF scoring models enable more objective, consistent credit policies to be defined, providing more efficient risk management, and better communication with the commercial network. Scoring models are a tool which help, among other things, to increase the profitability of an existing portfolio and attract more lucrative prospects.

CRIF develops scoring models for the entire credit life cycle. Expert, generic, or custom for:

  • Marketing
  • Targeting
  • Origination
  • Fraud
  • Behavior
  • Collection
  • Propensity
  • Attrition
  • Profitability
  • Response, etc.